Overview
Accor has built a Payment Hub that allows any Partner to connect.
Once connected, the Partner will benefit from this connection and will be able to :
- Initiate an online payment (with 3ds v1 or v2)
- Initiate an online preauthorization
- Initiate an online cancelation of a preauthorization
- Initiate an online refund of a payment
As a Partner, you'll have to comply with the following steps :
- Connect to the Accor Payment Hub.
- Test & Certify your connection with Accor
- Go live
Features
Payment
As a Partner, you can initiate a payment transaction.
Preauthorization
As a Partner, you can initiate a preauthorization transaction.
Refund
As a Partner, you can initiate a refund transaction.
Omni-channel
As a Partner, you can initiate an eCommerce transaction (website, mobile, app) or a Moto transaction, (Mail, Email, Phone)
PCI-DSS
Our platform is fully compliant with the PCI-DSS standard to handle branded credit cards from the major card schemes.
Global architecture
Regarding the payment, there are several ways to initiate a payment:
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Payment with 3ds V1 (current model, simple authentication)
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Payment with 3ds V2 (new model, strong customer authentication)
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this 3dsv2 model is mandatory on PSD2 perimeter (merchantCode in Europe).
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in case of 3dsv2, a maximum of PSD2 fields should be populated in order for Accor to define exemption rules and optimize the anti-fraud management system.
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Sequence diagram 3dsv2
Sequence diagram 3dsv1
